Knowing just how to leverage your assets in order to get yourself the loan you need without having to give up any shares can be difficult. Sometimes it can seem near impossible. Fortunately, there are many ways to acquire a valuable loan without putting up personal assets as collateral. One of these ways is through the use of stock collateral loans.
At Easy Stock Loans, we utilize this type of lending in order to serve as the middleman that brings you from economic distress to economic freedom. Our expert team draws upon years of industry experience to provide stock collateral loans that allow borrowers to gain access to the money they need without having to lose the assets they want or putting their securities or credit at risk.
What Is a Stock Collateral Loan?
Utilizing a loan stock can help to diversify your wealth. This form of lending has terms similar to other lending terms in that it has a fixed interest rate. However, the difference is that the lending value depends on a share in common stock rather than a personal asset. Securities lending makes the process that much easier to manage if the borrower defaults on the loan.
Until the borrower pays off the loan, the shares can remain in the custody of the lender, so it doesn’t put your securities at risk. When the loan is paid off, the shares return to the borrower. The process of using stock loans is one that aids users in efficiency and ease of transaction.
With a stock collateral loan, the lender can seize the collateral if the borrower happens to default. Because of this, the loan tends to have a lower interest rate. This means that borrowers don’t have to lose as much when they eventually pay off the entirety of the loan in full.
This is great news for borrowers who are utilizing a larger sum of money that may be subject to an interest rate. It is altogether more profitable for both the lender, who is guaranteed the seized property or capital, and the borrower, who gets a lower interest rate.
How We Can Help
Our expert team has spent over fifty years learning the ins and outs of this industry, making us some of the best in the field to consult for loan advising. We can deliver on massive loans for every need of yours, so you are never held back from pursuing the business or personal venture that you desire due to borrowing constraints. Easy Stock Loans also cater for anyone wanting to take out stock loans in different areas including:
Contact one of our professional loan advisers for more specific details on how we can help set you up with stock collateral loans that best fit your purposes. It is easy to reach our friendly and knowledgeable loan advisers by filling out an application form on our website.
At Easy Stock Loans, we value transparency and open communication. Our team is always available to answer any questions and consult on any queries that a potential client might have.